1. Introduction

These Website Standard Terms and Conditions written on this webpage shall manage your use of this Website, LoansMarket, https://www.loansmarket.com. These Terms will be applied fully and affect to your use of this Website. By using this Website, you agreed to accept all terms and conditions written in here. You must not use this Website if you disagree with any of these Website Standard Terms and Conditions.

Minors or people below 18 years old are not allowed to use this Website.

  1. CCPA – California Consumer Privacy Act For California residents

LoansMarket nor Kao Technologies, LLC collect, store, transfer, or sell any consumer personal information.

In an earnest effort to improve our service and business, we use popular analytic tools to summarize statistics we gather regarding our website’s usage. These include: general access (number of visitors), resources accessed, computer demographics (IP addresses and domains), activity statistics (most/least active days), technical statistics (errors), referrers and keywords (search engines and websites that point to our website), and browsers and platforms used to connect to our website.

The Internet Protocol (IP) address and domain used. The IP address is a numerical identifier assigned either to your Internet service provider or directly to your computer that can be used to direct Internet traffic to you.

For analytics and user-experience purposes, common as well as proprietary analytics software, such as Google Analytics, is used to improve user experience. IP addresses may be collected, but in accordance with CCPA, this is not considered personal information since LoansMarket nor Kao Technologies, LLC posses the ability to connect or identify an IP address with any household in California (or the United States) since no personal information is collected. We do not collect any names, email addresses, addresses, payment information, social security numbers, or other personally identifiable information.

  1. Intellectual Property Rights

Other than the content you own, under these Terms, LoansMarket, and/or its licensors own all the intellectual property rights and materials contained in this Website.

You are granted limited license only for purposes of viewing the material contained on this Website.

  1. Restrictions

You are specifically restricted from all of the following

  • publishing any Website material in any other media;
  • selling, sublicensing and/or otherwise commercializing any Website material;
  • publicly performing and/or showing any Website material;
  • using this Website in any way that is or may be damaging to this Website;
  • using this Website in any way that impacts user access to this Website;
  • using this Website contrary to applicable laws and regulations, or in any way may cause harm to the Website, or to any person or business entity;
  • engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website;
  • using this Website to engage in any advertising or marketing.

Certain areas of this Website are restricted from being access by you and LoansMarket may further restrict access by you to any areas of this Website, at any time, in absolute discretion. Any user ID and password you may have for this Website are confidential and you must maintain confidentiality as well.

  1. Your Content

In these Website Standard Terms and Conditions, “Your Content” shall mean any audio, video text, images or other material you choose to display on this Website. This can commonly occur in the format of a “comment” on a particular post or page. By displaying Your Content, you grant LoansMarket a non-exclusive, worldwide irrevocable, sub licensable license to use, reproduce, adapt, publish, translate and distribute it in any and all media.

Your Content must be your own and must not be invading any third-party’s rights. LoansMarket reserves the right to remove any of Your Content from this Website at any time without notice.

  1. No warranties

This Website is provided “as is,” with all faults, and LoansMarket express no representations or warranties, of any kind related to this Website or the materials contained on this Website. Also, nothing contained on this Website shall be interpreted as advising you.

  1. Limitation of liability

In no event shall LoansMarket, nor any of its officers, directors and employees, be held liable for anything arising out of or in any way connected with your use of this Website whether such liability is under contract. LoansMarket, including its officers, directors and employees shall not be held liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.

  1. Indemnification

You hereby indemnify to the fullest extent LoansMarket from and against any and/or all liabilities, costs, demands, causes of action, damages and expenses arising in any way related to your breach of any of the provisions of these Terms.

  1. Servability

If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be deleted without affecting the remaining provisions herein.

  1. Variation of Terms

LoansMarket is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review these Terms on a regular basis.

  1. Assignment

LoansMarket is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

  1. Entire Agreement

These Terms constitute the entire agreement between LoansMarket.com and you in relation to your use of this Website, and supersede all prior agreements and understandings. By using this website, you agree to these terms and conditions. Please see LoansMarket’s advertiser disclosure in the Disclaimer. LoansMarket may have advertising relationships with other companies and receive compensation for these relationships.

Updated: July 7, 2020

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