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1
our #1 pick
Credible
Over 891 people chose Credible today
GET STARTED
via Credible's site
Credible Highlights
- Click "GET MY RATE" to find your unique personal loan rate on Credible's site, secured with 256-bit encryption
- Personalized rates from up to 17 vetted lenders in 2 minutes, ranging from 5.20% APR to 35.99% APR, all for free
- Credible is best for those who value dedicated customer service throughout the loan process
- Credible will give you $200 bonus if you close with a better rate elsewhere*
- Outstanding customer service to help with your loan requests
- No impact to your credit score to check personalized rates ā
*See Credibleās site for full Terms & Conditions on the personal loans ābest rate guaranteeā deal. ā Requesting prequalified rates on Credible is free and doesn't affect your credit score. However, applying for or closing a loan will involve a hard credit pull that impacts your credit score and closing a loan will result in costs to you.
Learn more
2
LendingTree
- Max Loan: $50,000
- APR: 5.99% - 35.99%
- Loan Term: 3-180 months
GET STARTED
via LendingTree's site
LendingTree Highlights
- 100% free to get your personal loan rate with LendingTree
- Great for borrowers with fair/good/excellent credit
- LendingTree has been in business for 26 years
- Online personal loan pre-qualification process takes just a few minutes on average!
- Very simple process for finding your unique personal loan rate ranging from 5.99% to 35.99% APR
- 111M people helped with over 3.4M loans approved
- No impact to your credit score for applying
IMPORTANT LENDINGTREE DISCLOSURE: LendingTree NMLS #1136 is NOT a direct lender.
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3
LoansUnder36
- Amount: $100 - $35,000
- APR: 5.99% - 35.99%
- Loan Terms: 4-72 months
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visit LoansUnder36
LoansUnder36 Highlights
- Click "GET MY RATE" start your personal loan process on Loans under36's secure site and find your APR
- LoansUnder36 presents a simple and fast way to fine a personal loan online with less than perfect credit
- If you've been denied for a loan, this might be a good fit
- Great for borrowers with damaged credit
- Loan Term: 3-72 months
- Applying won't affect your credit score
4
BestEgg
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use BestEgg via AmOne
BestEgg Highlights
- 100% free to get your personal loan rate with BestEgg via AmOne
- Great for borrowers with fair/good/excellent credit
- Fast & easy way to find a personal loan
- Take just two minutes to answer questions about yourself and the loan you need. This service is free, and it won't affect your credit score.
- Your info protected with bank-level security
5
Rocket Personal Loans
- Max Loan: $45,000
- APR: 9.116% - 29.99%
- Loan Terms: 36-60 months
GET STARTED
visit Rocket Loans
Rocket Personal Loans Highlights
- Click "GET MY RATE" to find your unique personal loan rate on Rocket Loan's site, secured with 256-bit encryption
- Fully online application process
- Same-day funding available
- Get prequalified offers in minutes
- No impact to your credit score to check personalized rates ā
*See Rocket Loans' site for full Terms & Conditions. ā Requesting prequalified rates with Rocket Loans is free and doesn't affect your credit score. However, applying for or closing a loan will involve a hard credit pull that impacts your credit score and closing a loan will result in costs to you.
Learn more
6
LightStream
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via Credible's site
LightStream Highlights
- Click "GET MY RATE" to find your personal loan rate for LightStream on our secure partner site, Credible.
- LightStream offers personal loans for practically any need, which includes home renovations, credit card consolidation, auto refinancing, medical bills, and more
- LightStream offers a joint application option and an autopay discount
- You can get your money as soon as the same day your loan is approved
- Perfect for those with excellent
- No origination, prepayment, or late fees
- No impact to your credit score for checking rates
7
Prosper
- Max Loan: $40,000
- APR: 7.95% - 35.99%
- Loan Term: 36-60 months
- Loan fee: yes
GET STARTED
visit Prosper
Prosper Highlights
- Prosper is a popular peer-to-peer lending platform that offers loans to borrowers with 640+ credit scores
- Offers low interest, fixed term loans ranging from $2,000 to $40,000
- Low, fixed rates and fixed monthly payments
- Over $18 billon borrowed all-time
- Borrowers can receive their money in as little as 3 days after accepting a personal loan offer
- No impact to your credit score for checking rates
8
AmOne
- Max Loan: $50,000
- APR: 4.60% - 35.99%
- Loan Term: 24-84 months
- Max Loan: $50,000
- APR: 4.60% - 35.99%
- Loan Term: 24-84 months
GET STARTED
visit AmOne
AmOne Highlights
- Click "GET MY RATE" to find your unique personal loan rate on AmOne's secure site
- Instantly Matched to Appropriate Solutions
- Highly Rated Providers Identified & Offered
- Offered Nationwide Since 1999
- U.S. Based Live Support
- Easy & Efficient Process Saves Time
9
Cash deposited same day
GET STARTED
visit 5kFunds
5kFunds Highlights
- Click "GET MY RATE" start your personal loan process on 5kFunds secure site and find your APR
- 5kFunds matches you with top-rated online personal loans with absolutely no charge to you, with rates ranging from 5.99% to 35.99% APR
- Well suited for borrowers who want a small loan of $1,000 to $3,000
- Great for borrowers seeking small loans
- Loan Term: 2-72 months
- NOT recommended for good/excellent credit history
10
SoFi
GET STARTED
via Credible's site
SoFi Highlights
- Sofi is a popular digital lender with low rates, no origination fees, no prepayment fees, or other "hidden fees"
- SoFi allows you to view rates in as little as 60 seconds
- To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score.
- With the SoFi Personal Loan, the minimum amount you can borrow is $5,000 in most states and the maximum is $100,000.
- No impact to your credit score for checking rates
Best Overall Choice:
1
our #1 pick
Credible
Over 891 people chose Credible today
GET STARTED
via Credible's site
Credible Highlights
- Click "GET MY RATE" to find your unique personal loan rate on Credible's site, secured with 256-bit encryption
- Personalized rates from up to 17 vetted lenders in 2 minutes, ranging from 5.20% APR to 35.99% APR, all for free
- Credible is best for those who value dedicated customer service throughout the loan process
- Credible will give you $200 bonus if you close with a better rate elsewhere*
- Outstanding customer service to help with your loan requests
- No impact to your credit score to check personalized rates ā
*See Credibleās site for full Terms & Conditions on the personal loans ābest rate guaranteeā deal. ā Requesting prequalified rates on Credible is free and doesn't affect your credit score. However, applying for or closing a loan will involve a hard credit pull that impacts your credit score and closing a loan will result in costs to you.
Learn more
What Can I use a Personal Loan For?
Personal loans can be used for almost anything! Some of the most popular uses include:
- Credit card debt consolidation
- Major purchase
- Home improvements and renovations
- Pay for a wedding
- New boat, RV, or other item that typically doesn’t have financing
- Medical bills
- Virtually any other reason
About Personal Loans
One of the most common misconceptions about personal loans is that getting a loan will harm your credit score.
Simply put, this is NOT true! Personal loans will actually improve your credit score (even if it’s in the good/excellent range) with on-time payments. In fact, this is one of the many benefits of a personal loan.
What to Look for in a Personal Loan
When finalizing your personal loan, you will typically be presented with multiple offers from different lenders and banks. Make sure you pick the offer that works best for your financial situation.
Representative Loan Example
A representative loan example: if you receive a $10,000 loan with a 36-month term and a 17.98% APR (which includes a 14.32% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $343.33. Over the life of the loan, your payments would total $12,359.97.
Longer term loans tend to have slightly higher interest rates. Whereas, loans over shorter periods of time, like just 1 year, tend to have the lowest interest rates, but will typically see higher monthly payments.
Best Overall Choice
1
our #1 pick
Credible
Over 891 people chose Credible today
GET STARTED
via Credible's site
Credible Highlights
- Click "GET MY RATE" to find your unique personal loan rate on Credible's site, secured with 256-bit encryption
- Personalized rates from up to 17 vetted lenders in 2 minutes, ranging from 5.20% APR to 35.99% APR, all for free
- Credible is best for those who value dedicated customer service throughout the loan process
- Credible will give you $200 bonus if you close with a better rate elsewhere*
- Outstanding customer service to help with your loan requests
- No impact to your credit score to check personalized rates ā
*See Credibleās site for full Terms & Conditions on the personal loans ābest rate guaranteeā deal. ā Requesting prequalified rates on Credible is free and doesn't affect your credit score. However, applying for or closing a loan will involve a hard credit pull that impacts your credit score and closing a loan will result in costs to you.
Learn more
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