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1
our #1 pick
Top-rated lender for 35+ years*
982+ users chose this site today
VIEW RATES
visit QuickenLoans
- Fully online mortgage process
- Get a customized quote today
- Apply online for free, anytime
982+ users chose this site today
VIEW RATES
visit QuickenLoans
QuickenLoans Highlights
- Click "VIEW RATES" and compare mortgage rates with QuickenLoans without affecting your credit score
- Founded in 1985, QuickenLoans is the nation's largest mortgage lender ⓘ
- Live chat & phone support mortgage experts are available 7 days per week to help with your home buying process
- Award winning customer service
- Must have good credit (typically a FICO score of 620 or higher)
- Custom fixed-rate loan terms between 8 and 30 years for Purchase, Jumbo, Fixed, Adjustable, FHA, VA
ⓘ Based on Rocket Mortgage data in comparison to public data records.
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2
NO application fee & NO lock fee*
VIEW RATES
visit AmeriSave
- Ask about the AmeriSave Certified Closing
- Get a customized rate quote in 3 minutes
- Lock your rate for 90 days while you home shop
- Conventional, FHA, & VA Loans
VIEW RATES
visit AmeriSave
AmeriSave Highlights
- Click "VIEW RATES" and Compare Refinance Rates in 3 Minutes on AmeriSave Without Affecting Your Credit Score
- Direct Mortgage Lender Operating in 49 States and DC
- 228763+ Homes Financed
- 94% Of Our Customers* Say They Would Recommend AmeriSave To Their Friends and Family.
- It Only Takes a Few Minutes to get Mortgage Rates & to be Pre-Qualified
- Ask Us About Our ‘Lock & Shop’, ‘Certified Closing Promise’ Programs
**Based on internal survey data from 3/20/16 – 3/20/18. * lock fee remains only for 90 day locks (our ‘Lock & Shop’ purchase product). No cost otherwise
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3
America’s largest mortgage lender*
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visit Rocket Mortgage
- Great for first-time home buyers
- Quick and easy pre-approval process
- Home loan experts available
VIEW RATES
visit Rocket Mortgage
Rocket Mortgage Highlights
- Click "VIEW RATES" to start your new home loan process with Rocket Mortgage by QuickenLoans
- 24 hour access to your loan online and on the Rocket Mortgage app
- Top-rated lender in customer satisfaction in the U.S
- With over 35 yers of experience, Rocket Mortgage & Quicken Loans have helped over 5 million home owners close on their mortgage
- See how much you qualify for and at what rate, all online or from your phone
- Conveniently upload necessary documents to complete your mortgage approval into your free Rocket Account
- Rocket Mortgage is an easy-to-use digital lender that will tell you how much you qualify for in minutes
* *Based on Rocket Mortgage data in comparison to public data records.
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4
No annoying lender calls or emails
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visit Credible
- Personalized lender rates
- No credit score impact to check rates
- No spam or sales calls
VIEW RATES
visit Credible
Credible Highlights
- Click "VIEW RATES" and Compare Prequalified Rates in 3 Minutes on Credible Without Affecting Your Credit Score
- Compare Multiple Lenders and Loans
- Complete the Entire Process from Rate Comparison up to Closing, all on Credible.
- Smart Technology: We Streamline the Questions you Need to Answer and Automate the Document Upload Process.
- Multiple Lenders, Fixed Rates, Adjustable Rates, Secured with 256-bit Encryption
- NMLS #1681276, Not Available in All States*
*This page contains an advertisement from a third-party advertiser, Credible Operations, Inc., which is licensed as a mortgage broker in some, but not all, states (see https://www.credible.com/a/mortgage/licenses). Information contained herein is provided for illustrative purposes only, without any representations or warranty as to its accuracy or applicability to you. All credit requests are subject to review and approval, and your actual loan terms will depend on your financial situation. Credible Operations, Inc. is solely responsible for the content of its advertisement and the services it provides. Requesting prequalified rates on Credible is free and doesn't affect your credit score. However, applying for or closing a loan will involve a hard credit pull that impacts your credit score and closing a loan will result in costs to you.
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5
Great for Low Credit Scores
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visit Bankrate
- See low rates from over 100+ lenders
- Get custom quotes in under 2 minutes
- Fast & easy way to check rates
VIEW RATES
visit Bankrate
Bankrate Highlights
- Originally established in 1976, Bankrate is one of the nation's largest mortgage rate platforms
- Great for those with good/excellent credit
- Fast, easy, and free way to search rates from over 100 mortgage lenders
- Shopping around for quotes from multiple lenders is one of Bankrate’s most crucial pieces of advice for every mortgage applicant
- Your info protected with bank-level security
- BANKRATE CASH BACK Buying a new home? Get a $200 reward card when you close on a loan*
IMPORTANT Bankrate DISCLOSURE: Bankrate is NOT a direct lender.* Not available in NY, AK, and MS. Terms and Conditions Apply.
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6
Bank of America Offer Not Available
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Offer Not Available
- Digital Mortgage Experience
- Most locations nationwide
- Direct home loan lender with low rates
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Offer Not Available
Bank of America Highlights
- Click "VIEW RATES" and compare mortgage rates with QuickenLoans without affecting your credit score
- Founded in 1985, QuickenLoans is the nation's largest mortgage lender ⓘ
- Live chat & phone support mortgage experts are available 7 days per week to help with your home buying process
- Award winning customer service
- Must have good credit (typically a FICO score of 620 or higher)
- Custom fixed-rate loan terms between 8 and 30 years for Purchase, Jumbo, Fixed, Adjustable, FHA, VA
ⓘ Based on Rocket Mortgage data in comparison to public data records.
More
info
Best Overall Choice:
1
our #1 pick
Top-rated lender for 35+ years*
982+ users chose this site today
VIEW RATES
visit QuickenLoans
- Fully online mortgage process
- Get a customized quote today
- Apply online for free, anytime
982+ users chose this site today
VIEW RATES
visit QuickenLoans
QuickenLoans Highlights
- Click "VIEW RATES" and compare mortgage rates with QuickenLoans without affecting your credit score
- Founded in 1985, QuickenLoans is the nation's largest mortgage lender ⓘ
- Live chat & phone support mortgage experts are available 7 days per week to help with your home buying process
- Award winning customer service
- Must have good credit (typically a FICO score of 620 or higher)
- Custom fixed-rate loan terms between 8 and 30 years for Purchase, Jumbo, Fixed, Adjustable, FHA, VA
ⓘ Based on Rocket Mortgage data in comparison to public data records.
More
info
About Mortgage Loan Lenders
If there is one silver lining to the Covid-19 pandemic, it’s the US Federal Reserve’s policy implementation. Recently, the Federal Reserve cut interest rates to essentially 0.00%.
What 0.00% Federal Interest Rates Mean for Homeowners
If you have a mortgage, now is a great time to refinance your mortgage. Rates are at a historic low. Realistically, rates really can’t go any lower; they can only go up from here.
Simply put, if you don’t think about refinancing now, you’ll likely miss out, because rates cant stay at 0% for ever.
Any Fees to Refinance?
No! Refinancing your mortgage is totally free! We only feature companies on this page that are 100% free to refinance with.
There’s no harm to see if you qualify for a loan today.
Which Mortgages are Eligible for Refinancing
Virtually any mortgage is eligible to be refinanced. There is also no limit on the amount of times you can refinance your mortgage. Common types of mortgages include:
- Fixed rate mortgages
- Adjustable rate mortgages
- VA mortgages
- Jumbo mortgages
About Mortgage Refinancing
When getting a mortgage loan for the first time, depending on your mortgage broker, you may have paid a small fee. However, for refinancing your mortgage, there is never any fee.
Will Getting My Refi Rates Affect My Credit Score
No! There is no impact to check your mortgage loan rate with any company on this page. A lot of the companies on this page also offer cash-out refinancing, where you can take out a cash loan of $1,000 to $50,000 against your home at extremely low interest rates.
Best Overall Choice:
1
our #1 pick
Top-rated lender for 35+ years*
982+ users chose this site today
VIEW RATES
visit QuickenLoans
- Fully online mortgage process
- Get a customized quote today
- Apply online for free, anytime
982+ users chose this site today
VIEW RATES
visit QuickenLoans
QuickenLoans Highlights
- Click "VIEW RATES" and compare mortgage rates with QuickenLoans without affecting your credit score
- Founded in 1985, QuickenLoans is the nation's largest mortgage lender ⓘ
- Live chat & phone support mortgage experts are available 7 days per week to help with your home buying process
- Award winning customer service
- Must have good credit (typically a FICO score of 620 or higher)
- Custom fixed-rate loan terms between 8 and 30 years for Purchase, Jumbo, Fixed, Adjustable, FHA, VA
ⓘ Based on Rocket Mortgage data in comparison to public data records.
More
info
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