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If there is one silver lining to the Covid-19 pandemic, it’s the US Federal Reserve’s policy implementation. Recently, the Federal Reserve cut interest rates to essentially 0.00%.
If you have a mortgage, now is a great time to refinance your mortgage. Rates are at a historic low. Realistically, rates really can’t go any lower; they can only go up from here.
Simply put, if you don’t think about refinancing now, you’ll likely miss out, because rates cant stay at 0% for ever.
No! Refinancing your mortgage is totally free! We only feature companies on this page that are 100% free to refinance with.
There’s no harm to see if you qualify for a loan today.
Virtually any mortgage is eligible to be refinanced. There is also no limit on the amount of times you can refinance your mortgage. Common types of mortgages include:
When getting a mortgage loan for the first time, depending on your mortgage broker, you may have paid a small fee. However, for refinancing your mortgage, there is never any fee.
No! There is no impact to check your mortgage loan rate with any company on this page. A lot of the companies on this page also offer cash-out refinancing, where you can take out a cash loan of $1,000 to $50,000 against your home at extremely low interest rates.