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Empowering over 1,000,000 Users Since 2017
Our Mortgage Loan Experts Give New American Funding 5 Stars
My Rating: Excellent
Over 225,041 ratings in the past 90 days!
1
our #1 pick
A+ BBB rating, 225K+ reviews
1,254+ users chose this site today
VIEW RATES visit New American Funding

(855)-440-1361
  • 100% online application available
  • Historically low interest rates, fast service
  • No login, no registration required
1,254+ users chose this site today
VIEW RATES visit New American Funding

(855)-440-1361
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New American Funding Highlights

  • Click "VIEW RATES" to get your mortgage refinance rate on New American Funding's secure site

  • Over $45 billion in home loans

  • Minimum credit score of 620 to qualify
  • Purchase, Refinance, Home Equity, Reverse, Jumbo, Fixed, Adjustable, FHA, VA, USDA

  • Fully online process, fast and easy

  • No SSN or login registration required to get pre-qualified
More info
Our Mortgage Loan Experts Give AmeriSave 4.5 Stars
My Rating: Excellent
Over 115,392 ratings in the past 90 days!
2
Visit AmeriSave for Current Rates
VIEW RATES visit AmeriSave.

(800)-411-2607
  • Get a customized rate quote in 3 mins
  • No SSN needed for pre-qualification
  • Pre-qualify without a ‘hard’ credit pull
  • LOW Refinance Rates
VIEW RATES visit AmeriSave.

(800)-411-2607
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AmeriSave Highlights

  • Click "VIEW RATES" and Compare Refinance Rates in 3 Minutes on AmeriSave Without Affecting Your Credit Score

  • Direct Mortgage Lender Operating in 49 States and DC

  • 228763+ Homes Financed
  • 94% Of Our Customersⓘ Say They Would Recommend AmeriSave To Their Friends and Family.

  • Get a Customized Rate Quote, Not Estimates

  • No SSN Required to Get Prequalified
* ⓘ Based on internal survey data from 3/20/16 – 3/20/18.
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Our Mortgage Loan Experts Give Rocket Mortgage 4 Stars
My Rating: Excellent
Over 3,004 ratings in the past 90 days!
3
America’s largest mortgage lender*
VIEW RATES visit Rocket Mortgage
VIEW RATES visit Rocket Mortgage
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Rocket Mortgage Highlights

  • Click "VIEW RATES" to start your new home loan process with Rocket Mortgage by QuickenLoans

  • 24 hour access to your loan online and on the Rocket Mortgage app

  • Top-rated lender in customer satisfaction in the U.S

  • With over 35 yers of experience, Rocket Mortgage & Quicken Loans have helped over 5 million home owners close on their mortgage
  • See how much you qualify for and at what rate, all online or from your phone

  • Conveniently upload necessary documents to complete your mortgage approval into your free Rocket Account

  • Rocket Mortgage is an easy-to-use digital lender that will tell you how much you qualify for in minutes
* *Based on Rocket Mortgage data in comparison to public data records.
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Our Mortgage Loan Experts Give QuickenLoans 4.5 Stars
My Rating: Excellent
Over 1,260 ratings in the past 90 days!
4
Top-rated lender for 35+ years*
VIEW RATES visit QuickenLoans
VIEW RATES visit QuickenLoans
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QuickenLoans Highlights

  • Click "VIEW RATES" and compare refinance rates with QuickenLoans without affecting your credit score

  • Founded in 1985, QuickenLoans is the nation's largest mortgage lender

  • Live chat & phone support available 7 days a week to help with your refinance process
  • Award winning customer service

  • Must have good credit (typically a FICO score of 620 or higher)

  • View today's refinance rates for a variety of home loans
* Based on Rocket Mortgage data in comparison to public data records.
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Our Mortgage Loan Experts Give LoanDepot 2 Stars
My Rating: Excellent
Over 100,489 ratings in the past 90 days!
5
2nd Largest Non-Bank Refi Lender
VIEW RATES visit LoanDepot
VIEW RATES visit LoanDepot
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LoanDepot Highlights

  • Click "VIEW RATES" to get your mortgage refinance rate on LoanDepot's secure site

  • LoanDepot is one of the largest mortgage lenders, with over 6,000 employees nationwide

  • While you won't need your social security number to get started, you will generally need a 620+ credit score to qualify for a refinance offer
  • Refinance, Jumbo, Fixed, Adjustable, FHA, VA loans available

  • Fully refinance in as little as 8 days

  • No SSN or login registration required to get pre-qualified
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Best Overall Choice:

Our Mortgage Loan Experts Give New American Funding 4.5 Stars
My Rating: Excellent
Over 225,041 ratings in the past 90 days!
1
our # 1 pick
A+ BBB rating, 225K+ reviews
1,554+ users chose this site today
VIEW RATES visit New American Funding
  • 100% online application available
  • Historically low interest rates, fast service
  • No login, no registration required
1,554+ users chose this site today
VIEW RATES visit New American Funding
Expand details
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New American Funding Highlights

  • Click "VIEW RATES" to get your mortgage refinance rate on New American Funding's secure site

  • Over $45 billion in home loans

  • Minimum credit score of 620 to qualify
  • Purchase, Refinance, Home Equity, Reverse, Jumbo, Fixed, Adjustable, FHA, VA, USDA

  • Fully online process, fast and easy

  • No SSN or login registration required to get pre-qualified
More info

The Best Overall Mortgage Lender for 2022

Overall, QuickenLoans takes the #1 spot for mortgage refinancing in 2022. You can start your mortgage refinance process on QuickenLoan’s secure website.

Other Top-rated Mortgage Refi Company New American Funding Our Partner

1. New American Funding

  • Best for: Fast, honest, and fair mortgage refinancing
  • Impact to Credit Score to check rates: None
  • Time it takes to get rates: 2 minutes

New American Funding offers a simple, fast, and easy way to refinance your mortgage 100% online.

View New American Funding Offers

Average Annual Mortgage Rate Chart

Year Average 15-Year Mortgage Rate
2021 2.20%
2020 2.61%
2019 3.39%
2018 4.00%
2017 3.38%
2016 2.93%

Data according to Freddie Mac

This table shows the annual average 15-year rate fixed mortgage for each of the following years dating back to 2016. Due to historically low mortgage rates, experts recommend locking in your rate soon, because rates can’t stay this low forever.

About Mortgage Loan Refinance Rates

If there is one silver lining to the Covid-19 pandemic, it’s the US Federal Reserve’s policy implementation. Recently, the Federal Reserve cut interest rates to essentially 0.00%.

What 0.00% Federal Interest Rates Mean for Homeowners

If you have a mortgage, now is a great time to refinance your mortgage. Rates are at a historic low. Realistically, rates really can’t go any lower; they can only go up from here.

Simply put, if you don’t think about refinancing now, you’ll likely miss out, because rates cant stay at 0% for ever.

Any Fees to Refinance?

No! Refinancing your mortgage is totally free! We only feature companies on this page that are 100% free to refinance with.
There’s no harm to see if you qualify for a loan today.

Which Mortgages are Eligible for Refinancing

Virtually any mortgage is eligible to be refinanced. There is also no limit on the amount of times you can refinance your mortgage. Common types of mortgages include:

  • Fixed rate mortgages
  • Adjustable rate mortgages
  • VA mortgages
  • Jumbo mortgages

About Mortgage Refinancing

When getting a mortgage loan for the first time, depending on your mortgage broker, you may have paid a small fee. However, for refinancing your mortgage, there is never any fee.

Will Getting My Refi Rates Affect My Credit Score

No! There is no impact to check your mortgage loan rate with any company on this page. A lot of the companies on this page also offer cash-out refinancing, where you can take out a cash loan of $1,000 to $50,000 against your home at extremely low interest rates.

Best Overall Choice:

Our Mortgage Loan Experts Give New American Funding 4.5 Stars
My Rating: Excellent
Over 225,041 ratings in the past 90 days!
1
our # 1 pick
A+ BBB rating, 225K+ reviews
1,554+ users chose this site today
VIEW RATES visit New American Funding
  • 100% online application available
  • Historically low interest rates, fast service
  • No login, no registration required
1,554+ users chose this site today
VIEW RATES visit New American Funding
Expand details
Expand details

New American Funding Highlights

  • Click "VIEW RATES" to get your mortgage refinance rate on New American Funding's secure site

  • Over $45 billion in home loans

  • Minimum credit score of 620 to qualify
  • Purchase, Refinance, Home Equity, Reverse, Jumbo, Fixed, Adjustable, FHA, VA, USDA

  • Fully online process, fast and easy

  • No SSN or login registration required to get pre-qualified
More info
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