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Empowering over 1,000,000 Users Since 2017
1
our #1 pick
LendingTree
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1,694 people chose LendingTree today
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LendingTree Highlights

  • 100% free to get your personal loan rate with LendingTree

  • Great for borrowers with fair/good/excellent credit

  • LendingTree has been in business for 26 years
  • Online personal loan pre-qualification process through LendingTree takes just a few minutes on average!

  • Very simple process for finding your unique personal loan rate ranging from 5.99% to 35.99% APR

  • With a personal loan you could consolidate or refinance debt
  • No impact to your credit score for checking your rates
Terms & Conditions Apply. IMPORTANT LENDINGTREE DISCLOSURE: LendingTree NMLS #1136 is NOT a direct lender.
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2
Credible
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Credible Highlights

  • Click "GET MY RATE" to find your unique personal loan rate on Credible's site, secured with 256-bit encryption

  • Personalized rates from up to 16 vetted lenders in 2 minutes, ranging from 6.94% - 35.99% APR, all for free

  • Credible is best for those who value dedicated customer service throughout the loan process
  • Credible will give you $200 bonus if you close with a better rate elsewhere. Terms Apply

  • Outstanding customer service to help with your loan requests

  • No impact to your credit score to check personalized rates

*See Credible’s site for full Terms & Conditions on the personal loans “best rate guarantee” deal. ⓘ Requesting prequalified rates on Credible is free and doesn't affect your credit score. However, applying for or closing a loan will involve a hard credit pull that impacts your credit score and closing a loan will result in costs to you. Personal Loans Rate and Terms Disclosure: “Rates for personal loans provided by lenders on the Credible platform range between 6.94% - 35.99%. APR with terms from 12 to 120 months. Rates presented include lender discounts for enrolling in autopay and loyalty programs, where applicable. Actual rates may be different from the rates advertised and/or shown and will be based on the lender’s eligibility criteria, which include factors such as credit score, loan amount, loan term, credit usage and history, and vary based on loan purpose. The lowest rates available typically require excellent credit, and for some lenders, may be reserved for specific loan purposes and/or shorter loan terms. The origination fee charged by the lenders on our platform ranges from 0% to 12%. Each lender has their own qualification criteria with respect to their autopay and loyalty discounts (e.g., some lenders require the borrower to elect autopay prior to loan funding in order to qualify for the autopay discount). All rates are determined by the lender and must be agreed upon between the borrower and the borrower’s chosen lender. For a loan of $10,000 with a three year repayment period, an interest rate of 7.99%, a $350 origination fee and an APR of 10.43%, the borrower will receive $9,650 at the time of loan funding and will make 36 monthly payments of $313.32. Assuming all on-time payments, and full performance of all terms and conditions of the loan contract and any discount programs enrolled in included in the APR/interest rate throughout the life of the loan, the borrower will pay a total of $11,279.43. As of March 3, 2022, none of the lenders on our platform require a down payment nor do they charge any prepayment penalties.
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Best Overall Choice:

1
our #1 pick
LendingTree
Expand details
1,694 people chose LendingTree today
GET STARTED via LendingTree's site
Expand details

LendingTree Highlights

  • 100% free to get your personal loan rate with LendingTree

  • Great for borrowers with fair/good/excellent credit

  • LendingTree has been in business for 26 years
  • Online personal loan pre-qualification process through LendingTree takes just a few minutes on average!

  • Very simple process for finding your unique personal loan rate ranging from 5.99% to 35.99% APR

  • With a personal loan you could consolidate or refinance debt
  • No impact to your credit score for checking your rates
Terms & Conditions Apply. IMPORTANT LENDINGTREE DISCLOSURE: LendingTree NMLS #1136 is NOT a direct lender.
Learn more

About Motorcycle Loans

Motorcycle loans are actually classified as “personal loans”, often called “unsecured personal loans.” These are loans that are issued to individuals based on their creditworthiness. One of the best things about personal loans is that there is no collateral involved. You don’t have to use your house, car, or any other asset to receive a personal loan.

“Motorcycle loans” are still considered personal loans. Using a loan to finance a motorcycle purchase, is a much smarter idea than buying it with a credit card or financing at the dealership.

If you use a personal loan to buy a motorcycle (new or used), you’ll keep money money in your pocket, because personal loan APR is so low compared to credit cards and dealerships.

We spent 500+ hours searching for the best motorcycle loans of 2023, because not all loans are made equal. Many shady online lenders have high variable rates and lots of hidden fees. None of the lenders on this page have hidden fees, and all are highly rated and respected.

What Motorcycles Are Eligible for a Loan?

All new or used motorcycles purchases are eligible for a personal loan! Some of the most popular types of motorcycles include:

  • New or use motorcycles
  • Sportbikes
  • Cruisers
  • Dirt-bikes and OHV motorcycles
  • Used motorcycles when no financing is available

If you’re buying a motorcycle from a private party, no financing is available, and a motorcycle personal loan is definitely your best choice.

Motorcycle Loan Myths

One of the most common misconceptions about motorcycle loans is that they somehow negatively effect your credit score.

This is not true. There’s no impact on your personal credit score to see if you qualify for a loan. And once you receive your loan funds, and you begin to make timely monthly repayments, your credit score can actually improve. The only way a motorcycle loan can harm your credit score is if you fail to make your payments.

Summary: Best Motorcycle Loan Companies 2023

1
our #1 pick
LendingTree
Expand details
1,694 people chose LendingTree today
GET STARTED via LendingTree's site
Expand details

LendingTree Highlights

  • 100% free to get your personal loan rate with LendingTree

  • Great for borrowers with fair/good/excellent credit

  • LendingTree has been in business for 26 years
  • Online personal loan pre-qualification process through LendingTree takes just a few minutes on average!

  • Very simple process for finding your unique personal loan rate ranging from 5.99% to 35.99% APR

  • With a personal loan you could consolidate or refinance debt
  • No impact to your credit score for checking your rates
Terms & Conditions Apply. IMPORTANT LENDINGTREE DISCLOSURE: LendingTree NMLS #1136 is NOT a direct lender.
Learn more
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