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Pool loans are actually classified as “personal loans”, often called “unsecured personal loans.” These are loans that are issued to individuals based on their creditworthiness. One of the best things about personal loans is that there is no collateral involved. You don’t have to use your house, car, or any other asset to receive a personal loan.
“Pool loans” are still considered personal loans. Using a personal loan to finance an in-ground swimming pool, is a savvy idea.
If you use a personal loan to build a pool, you’ll keep money money in your pocket, because personal loan APR is so low, even when compared with mortgages.
We spent 500+ hours searching for the best pool loans of 2021, because not all loans are made equal. Many shady online lenders have high variable rates and lots of hidden fees. None of the lenders on this page have hidden fees, and all are highly rated and respected.
All types of pools are eligible for a personal loan! Some of the most popular types of pools finances with loans include:
If you’re building a pool with a private party, and no financing is available, a swimming pool personal loan is definitely your best choice.
One of the most common misconceptions about getting a personal loan for a pool is that it will somehow negatively effect your credit score.
This is not true. Even if you have good/excellent credit, a personal loan will boost you closer to a 850 credit score, because the major credit bureaus view timely loan repayments very positively.