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1
our #1 pick
LendingTree
LendingTree
LendingTree
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1,694 people chose LendingTree today
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LendingTree Highlights

  • 100% free to get your personal loan rate with LendingTree

  • Great for borrowers with fair/good/excellent credit

  • LendingTree has been in business for 26 years
  • Online personal loan pre-qualification process through LendingTree takes just a few minutes on average!

  • Very simple process for finding your unique personal loan rate ranging from 5.99% to 35.99% APR

  • With a personal loan you could consolidate or refinance debt
  • No impact to your credit score for checking your rates
Terms & Conditions Apply. IMPORTANT LENDINGTREE DISCLOSURE: LendingTree NMLS #1136 is NOT a direct lender.
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2
Credible
(2,693 reviews)
Credible
Credible
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Credible Highlights

  • Click "GET MY RATE" to find your unique personal loan rate on Credible's site, secured with 256-bit encryption

  • Personalized rates from up to 16 vetted lenders in 2 minutes, ranging from 6.94% - 35.99% APR, all for free

  • Credible is best for those who value dedicated customer service throughout the loan process
  • Credible will give you $200 bonus if you close with a better rate elsewhere. Terms Apply

  • Outstanding customer service to help with your loan requests

  • No impact to your credit score to check personalized rates ⓘ

*See Credible’s site for full Terms & Conditions on the personal loans “best rate guarantee” deal. ⓘ Requesting prequalified rates on Credible is free and doesn't affect your credit score. However, applying for or closing a loan will involve a hard credit pull that impacts your credit score and closing a loan will result in costs to you. Personal Loans Rate and Terms Disclosure: “Rates for personal loans provided by lenders on the Credible platform range between 6.94% - 35.99%. APR with terms from 12 to 120 months. Rates presented include lender discounts for enrolling in autopay and loyalty programs, where applicable. Actual rates may be different from the rates advertised and/or shown and will be based on the lender’s eligibility criteria, which include factors such as credit score, loan amount, loan term, credit usage and history, and vary based on loan purpose. The lowest rates available typically require excellent credit, and for some lenders, may be reserved for specific loan purposes and/or shorter loan terms. The origination fee charged by the lenders on our platform ranges from 0% to 12%. Each lender has their own qualification criteria with respect to their autopay and loyalty discounts (e.g., some lenders require the borrower to elect autopay prior to loan funding in order to qualify for the autopay discount). All rates are determined by the lender and must be agreed upon between the borrower and the borrower’s chosen lender. For a loan of $10,000 with a three year repayment period, an interest rate of 7.99%, a $350 origination fee and an APR of 10.43%, the borrower will receive $9,650 at the time of loan funding and will make 36 monthly payments of $313.32. Assuming all on-time payments, and full performance of all terms and conditions of the loan contract and any discount programs enrolled in included in the APR/interest rate throughout the life of the loan, the borrower will pay a total of $11,279.43. As of March 3, 2022, none of the lenders on our platform require a down payment nor do they charge any prepayment penalties.
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3
BestEgg
(3,331 reviews)
BestEgg
BestEgg
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BestEgg Highlights

  • 100% free to get your personal loan rate with BestEgg via Credible

  • Great for borrowers with fair/good/excellent credit

  • Fast & easy way to find a personal loan
  • Take just two minutes to answer questions about yourself and the loan you need. This service is free, and it won't affect your credit score.

  • Your info protected with bank-level security

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4
LightStream
(3,929 reviews)
LightStream
LightStream
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LightStream Highlights

  • Click "GET MY RATE" to find your personal loan rate for LightStream on our secure partner site, Credible.

  • LightStream offers personal loans for practically any need, which includes home renovations, credit card consolidation, auto refinancing, medical bills, and more

  • LightStream offers a joint application option and an autopay discount
  • You can get your money as soon as the same day your loan is approved
  • Perfect for those with excellent

  • No origination, prepayment, or late fees

  • No impact to your credit score for checking rates
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5
LendingClub
(1,349 reviews)
LendingClub
LendingClub
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LendingClub Highlights

  • Click "GET MY RATE" to find your personal loan rate for LendingClub on our secure partner site, Credible.

  • LendingClub has issued over $60 billion is personal loans

  • Over 3,000,000 customers
  • You can get your money on the same day your loan is approved
  • Low, fixed rates and fixed monthly payments

  • Small origination fee of 3% to 6%

  • No impact to your credit score for checking rates
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6
SoFi
(5,026 reviews)
SoFi
SoFi
    Same day funding
  • Max Loan: $100,000
  • APR: 8.99% - 35.49%
  • Loan Term: 24-84 months
  • Loan fee: no
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SoFi Highlights

  • Sofi is a popular digital lender with low rates, no origination fees, no prepayment fees, or other "hidden fees"

  • SoFi allows you to view rates in as little as 60 seconds

  • To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score.

  • With the SoFi Personal Loan, the minimum amount you can borrow is $5,000 in most states and the maximum is $100,000.

  • No impact to your credit score for checking rates
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Best Overall Choice:

1
our #1 pick
LendingTree
LendingTree
LendingTree
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1,694 people chose LendingTree today
GET STARTED via LendingTree's site
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LendingTree Highlights

  • 100% free to get your personal loan rate with LendingTree

  • Great for borrowers with fair/good/excellent credit

  • LendingTree has been in business for 26 years
  • Online personal loan pre-qualification process through LendingTree takes just a few minutes on average!

  • Very simple process for finding your unique personal loan rate ranging from 5.99% to 35.99% APR

  • With a personal loan you could consolidate or refinance debt
  • No impact to your credit score for checking your rates
Terms & Conditions Apply. IMPORTANT LENDINGTREE DISCLOSURE: LendingTree NMLS #1136 is NOT a direct lender.
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Top-Rated Loan Companies
No Hidden Fees
Won’t Harm Credit Score

Best Wedding Loan Companies for 2021

Although you really can’t go wrong with any of the top-rated wedding loan companies on this page, here are the top two choices:

Should I Get a Wedding Loan?

Wedding loans are one of the most popular ways to finance a wedding at ultra low interest rates. Lot’s of wedding companies and venues don’t accept credit cards for the entire cost of the wedding.

This is where wedding loans come in. Wedding loans, also called “personal loans,” are a relatively low-cost form of borrowing large sums of money to pay for your special day.

Whether you’re looking to rent out an entire hotel or fly every wedding guest to a tropical island, a wedding loan is the best way to go. One of the best things about personal loans for weddings is that there is no collateral involved. You don’t have to use your house, car, or any other asset to receive a personal loan.

We spent 500+ hours searching for the best wedding loans of 2021, because not all loans are made equal. Many shady online lenders have high variable rates and lots of hidden fees. None of the lenders on this page have hidden fees, and all are highly rated and respected.

#1 Benefit of a Wedding Loan

Top wedding loan providers provide funding in as little as 24 hours, meaning you will be able to finance your wedding right away.

What Can I use Personal Loans For?

Personal loans can be used for almost anything! Some of the most popular uses include:

  • Weddings
  • Catering expenses
  • Credit card debt consolidation
  • Home improvements and renovations
  • Pay for a private party
  • New boat, RV, or other item that typically doesn’t have financing
  • Medical bills

According to research by Finder, roughly 83.5 million Americans have personal loans, with the most common use being credit card debt consolidation. Typically, credit cards can have APRs above 35%. Personal loans, on the other hand, typically have APRs around 4% to 30%.

Depending on the personal loan you get, there are generally no restrictions on what you can use it for. You can finance your entire wedding, or pay for miscellaneous expenses as you see fit. The funds will be directly deposited into your bank account.

Wedding Loan Myths

One of the most common misconceptions about wedding loans is that they somehow negatively effect your credit score.

This is not true. There’s no impact on your personal credit score to see if you qualify for a wedding loan. And once you receive your wedding loan funds, and you begin to make timely monthly repayments, your credit score can actually improve. This is one of the most common ways to build your credit score.

The only way a wedding loan can harm your credit score is if you fail to make your payments.

Summary: Best Wedding Loans

1
our #1 pick
LendingTree
LendingTree
LendingTree
Expand details
1,694 people chose LendingTree today
GET STARTED via LendingTree's site
Expand details

LendingTree Highlights

  • 100% free to get your personal loan rate with LendingTree

  • Great for borrowers with fair/good/excellent credit

  • LendingTree has been in business for 26 years
  • Online personal loan pre-qualification process through LendingTree takes just a few minutes on average!

  • Very simple process for finding your unique personal loan rate ranging from 5.99% to 35.99% APR

  • With a personal loan you could consolidate or refinance debt
  • No impact to your credit score for checking your rates
Terms & Conditions Apply. IMPORTANT LENDINGTREE DISCLOSURE: LendingTree NMLS #1136 is NOT a direct lender.
Learn more
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